Intourist/ Travel insurance

Should You Buy Travel Insurance Before a Trip?

You might think the two largest decisions you need to make when booking a trip is how you’re going to get there and where you’re going to stay. Whether or not you buy travel insurance is another question worth asking. In many cases, getting travel insurance is a good decision to cover your non-refundable travel expenses.

When you travel, things happen. Today's travelers invest significant amounts of their hard-earned savings to enjoy those special vacations with family and friends. Travel insurance is a means of protecting that investment in the event an unforeseen event occurs which forces you to cancel or interrupt your trip. Once on your trip, your travel insurance protects you, and your belongings until you return home. Travel insurance plans combine cancellation, interruption, medical, accident and baggage protection with extensive,

Travel insurance provides emergency worldwide 24-hour emergency assistance services so you always have someone to call if you need help while you are away from home.

When to Buy Travel Insurance?

While you’re never required to buy travel insurance, it’s a good idea for more expensive trips. The last thing you want to see is thousands of dollars in non-refundable purchases evaporate because of an unforeseen event.

Book Within 15 Days of Trip Purchase

To qualify for full coverage, you almost always have to buy travel insurance within 15 days of booking your trip. Waiting until the last minute to add a policy gives the impression to the insurance provider that you’re trying to game the system.
You might also be required to notify the insurance provider within 72 hours of your cancellation intent. The longer you wait to get a policy means the less opportunity you have to cancel and file a reimbursement claim.
Also, if you buy travel insurance after a jeopardizing headline is released, your claim might be declined too. For example, you won’t be covered if you buy a travel insurance policy after the imminent hurricane becomes common knowledge.
Even if you have already booked your trip, you can usually buy travel insurance up to one day before you depart. You just have to include the above factors in your decision if it’s already been at least 15 days since you booked your trip.